Quick Answer: How Do I Avoid Green Dot Monthly Fee?

Is Green Dot any good?

Green Dot is a good fit for people who are comfortable shopping online and using an app to handle their money.

It may be a good fit for those who want: Up to 2% cash back for spending online or through specific apps.

A competitive interest rate on savings..

Does Green Dot charge a monthly fee?

The fees for the Green Dot Prepaid Visa® Card include a $7.95 monthly fee, a $3.00 ATM withdrawal fee, and a $5.95* cash reload fee. However, the monthly fee will be waived if you load $1,000 or more in the previous monthly period. View additional details below.

What prepaid card has no monthly fee?

NetspendWhich Prepaid Card Has No Monthly Fee? If you prefer pay-as-you-go rather than a monthly maintenance fee, the Netspend® Visa® Prepaid Card and the Bluebird® by American Express card fit the bill. The Bluebird card does not charge monthly fees or purchase transaction fees.

Is Green Dot a real bank?

Pasadena, California, U.S. The Green Dot Corporation is an American financial technology and bank holding company headquartered in Pasadena, California. … Green Dot also transfers individuals’ direct deposit funds (such as Social Security payments) from the US government to personal bank accounts.

Can you transfer money from a Greendot card to a bank account?

Subject to your bank’s restrictions and fees. … With Green Dot, you can easily transfer money anywhere in the U.S., from your Green Dot account to another Green Dot Bank issued card. All you need is your friend’s mobile number or email. They can start using the money they receive the minute they accept it.

What ATMs can I use with green dot?

Yes, you can use a Green Dot credit card at an ATM. It is a Visa, so you can use it a virtually any ATM and merchant worldwide. But it’s important to know that using a credit card at ATMs will be incredibly expensive in general and on your Green Dot credit card in particular.

Can I get a green dot card at Walmart?

¹ Plus, easily add cash to account with the Green Dot App. ² Get a card at a Walmart near you.

Is Green Dot credit card good?

The Green Dot Visa® Secured Credit Card isn’t a great choice for many people. There are other secured credit cards with no annual fee and with more valuable perks, like cash back rewards or checking your FICO® score for free each month.

What bank is associated with green dot?

GoBankGoBank is a brand and trademark of Green Dot Bank , Member FDIC, which also operates under the brands Green Dot Bank and Bonneville Bank .

How much money can I withdraw from my Greendot card?

The Green Dot Prepaid Card has a $400 daily ATM withdrawal limit, on par with other prepaid cards. You may withdraw up to a maximum of $3,000 per calendar month from ATMs and up to a maximum of $3,000 per calendar month from teller transactions.

How much money can you put on a prepaid card?

The daily cash load limit doesn’t apply to other methods of adding money to the prepaid debit card, like direct deposit, bank transfers, or mobile check deposits. Cash load limits range from $500 per day to as much as $10,000.

What is the best prepaid card to get?

The Best Prepaid Debit Cards of 2020Bluebird by American Express: Best Overall, Best for No Monthly Fee.American Express Serve FREE Reloads: Best for Cash Reloads.Walmart MoneyCard: Best for Walmart Shoppers.American Express Serve Cash Back: Best for Rewards.FamZoo Prepaid Debit Card: Best for Tweens/Teens.

What’s the most money you can put on a green dot card?

$3,000The maximum daily cash reload limit is $3,000, but maximum in-store reload limits also apply, and you may not load cash to your Card at any time the funds balance on your Card exceeds $3,000. We reserve the right to accept or reject any request to reload your Card at our sole discretion.

Where can I withdraw money from my Green Dot card for free?

Withdraw cash at thousands of free in-network ATMs nationwide. Deposit money for free at major retailers using the Green Dot app including CVS, Rite Aid, Walgreens and Walmart.

Can you go negative on a green dot card?

If you have no money on your Card or a balance less than the amount of the Monthly Charge, your Card balance will be taken negative when we assess the Monthly Charge. As a courtesy, we will not charge your Card more than an amount equal to two Monthly Charges if you have no money on your Card.

Does Green Dot affect your credit?

Green Dot credit cards carry relatively low interest rates compared with competing secured credit cards, and unlike with most other issuers, applying for one won’t impact your credit. (Green Dot doesn’t do a hard pull on your credit report.)

Is Green Dot a debit card?

Debit cards from Green Dot work just like any other debit card. You can add funds and use to shop, transfer money, pay bills, withdraw cash from an ATM and receive direct deposits of payroll and government benefits. Green Dot Visa® debit cards can be used everywhere Visa® debit cards are accepted.

Is Green Dot better than NetSpend?

NetSpend charges $9.95 monthly service fee compared to $5.95 by GreenDot, GreenDot’s monthly fee is waived if at least $1,000 is added to the card within a month or funds are added to the card 30 times within a month. Both cards are able to accept direct deposit from employers who offer direct deposit.