Can I use my mother’s credit card?
Yes, you can give your credit card to someone else to use, even if they are not an “authorized user” with the credit card company, and whether or not they are a relative.
Be aware, your credit card agreement states that any charges made by another person with your permission are entirely your responsibility to pay..
How can you tell if someone is using your credit card?
To find out if someone opened a credit card in your name, get a copy of your credit report from all three major credit bureaus: Experian, Equifax and TransUnion. You’ll be able to see all of the credit cards opened in your name on those reports.
What happens if you use someone else’s credit card?
You can use someone else’s credit card if they let you. … The issuer only authorized the person who got approved for the card to access its credit line. So even using someone else’s card with permission is a violation of that card’s terms. In that case, the cardholder is liable for any charges you make.
Do police investigate credit card theft?
Yes, they do albeit rarely. A credit card is often not investigated by the State Police because it has an international dimension. … The police will carry out an investigation into stolen credit cards when they have found a suspect during their initial investigations.
Can someone steal your identity with your credit card?
Credit card fraud, a federal offense that is a type of identity theft, occurs when someone steals your credit card to make purchases. … The identity thief takes this information and applies for credit by taking out loans or opening new accounts in the victim’s name.
What happens if someone uses your credit card without permission?
If someone takes your credit card and uses it without permission, it doesn’t matter whether they’re family, a friend or a complete stranger. That’s fraud, and legally you can only be held liable for $50. But all major credit card issuers give you a $0 fraud liability guarantee.