Question: Which Is Better Bank Icici Or HDFC?

Which savings account is best in HDFC?

HDFC Bank Savings Account Interest Rates & Minimum Balance Required Updated on 2020Types of Savings AccountInterest RateRegular Savings Account4.00%Womens Savings Account4.00%Kids Advantage Account4.00%Senior Citizens Account4.00%5 more rows.

Is HDFC zero balance account available?

You can open a Savings Account, but you don’t have to maintain a minimum balance for it. Despite this, the bank will still provide the usual facilities that come with a regular Savings Account. As the name of the account implies, this is a zero-balance account. … Consequently, there is no penalty in case of zero balance.

Can I have 2 HDFC accounts?

You can add up to 5 Bank accounts at one time. Currently, these five Bank accounts have to be from HDFC Bank, Citibank, ICICI Bank, HSBC India, Standard Chartered Bank. You can add or delete accounts as and when you choose to.

Why Icici Bank is best?

ICICI Bank is one the largest banks in India. With more than 3000 reviews and a 3.36 rating on JobBuzz, ICICI bank is one employee friendly organisation. … According to the company ratings on Jobuzz, 65% people voted the bank to be the best in terms of salary. About 62% employees like the work-life balance it provides.

Which bank is best in India?

Top Commercial Banks in IndiaTop 10 Commercial Banks in India are:State Bank of India (SBI) … ICICI Bank (Industrial Credit and Investment Corporation of India) … HDFC Bank. … Axis Bank. … Kotak Mahindra Bank. … IndusInd Bank. … Bank of Baroda.More items…

Which is better Axis Bank or HDFC Bank?

Both Axis Bank and HDFC Limited follow the same formula when it comes to ascertaining the loan amount. But, in terms of interest rates, HDFC is a better option as its highest rate is 8%. Whereas, Axis Bank Home Loan Interest rates are can go upto 8.55%.

Is Axis Bank a good bank?

Axis Bank is the third-largest bank in the private banking sector in India and hence it is very safe to invest. … The bank offers different loans and fee-based products and services to large and mid-corporate customers.

Who is the No 1 bank in India?

HDFC BankHDFC Bank ranked No. 1 in India by Forbes; Surprise at No. 3; SBI not in top 10.

Is HDFC a good buy?

Speaking on the immediate short-term time horizon on HDFC Bank share price; Rohit Singre, Senior Technical Research Analyst at LKP Securities said, “HDFC Bank has strong support at Rs 1,050 per stock levels and one can buy the HDFC Bank share at current levels for the target or Rs 1,150 in one month time horizon.”

Which bank is better HDFC or Icici for home loan?

Which is a better bank for Home Loan – HDFC or ICICI Bank? HDFC offers lower Home Loan EMI at ₹ 659 on a Home Loan for 30 Years as compared to ICICI Bank with a minimum EMI of ₹ 696 for 30 Years. Average customer ratings for HDFC is currently at 4.5/5.0 which makes it a good choice for taking a Home Loan.

Can I take 100% home loan?

No, you can’t get a 100% home loan from any lender, be it the bank, housing finance company (HFC). Lenders finance around 75%-90% of the property cost and the remaining 10%-25% to be borne by you.

Which private bank is best?

Housing Development Finance Corporation Limited, popularly known as HDFC Bank, ranks number 1 among the list of best private banks in India….HDFC Bank. … ICICI Bank. … Axis Bank. … Kotak Mahindra Bank. … Yes Bank. … Federal Bank. … IndusInd Bank. … RBL Bank.More items…•

What is minimum balance in HDFC Bank?

For savings account in metro cities, HDFC Bank may charge you as much as 600 rupees for not maintaining the minimum balance. With service Tax and other cess, the amount is more than Rs 600. The minimum balance limit in case of HDFC Bank is Rs 10,000 for urban branches and Rs 5,000 for semi-urban branches.

What is the difference between HDFC Bank and Icici Bank?

HDFC Bank has an average customer ratings of 4.5, while ICICI Bank has an average customer rating of 3.5, based on which it is clear that HDFC Bank has a high customer service focus, an easy Business Loan process and a quick turnaround.

Is HDFC better than SBI?

This is despite the fact that SBI’s balance sheet is four times larger than HDFC Bank, has 10 times more customers, and is owned by the government of India….BankMarket capitalisation as of May 4State Bank of India₹1.6 lakh croreHDFC Bank₹5 lakh croreMay 5, 2020

Can I open zero balance account in HDFC Bank?

HDFC Bank zero balance savings account can be opened by any resident individual who is not having an existing relationship with the bank and do not have complete KYC. A zero balance basic savings account can be opened with HDFC Bank which will have certain transactional and operational limits.

Is Icici a good bank?

0.5 4.5/5 “Excellent!” To use ICICI bank account is convenient and they will put the money in Fixed Deposit, if you have some minimum balance even though its a zero balance maintenance account. Its good to use the net banking facility. The customer care service is really good.

Which is the No 1 private bank in India?

Hemant SinghS.N.Bank NameMarket Capitalization (cr. Rs.) as on July 20161.HDFC Bank329,757.412.ICICI Bank158,503.493.Axis Bank151,877.774.Kotak Mahindra150,176.9611 more rows