Question: Which Bank Is Better HDFC Or Citibank?

Which bank is best for salary account HDFC or Citi?

The following is the list of best 5 salary accounts available in India:Kotak Platina Salary Account.SBI Corporate Salary Package.HDFC Bank Classic Salary Account.Citibank Suvidha Salary Account.Axis Bank Prime Salary Account..

Which bank is better Standard Chartered or HDFC?

HDFC Bank is most highly rated for Culture and Standard Chartered Bank is most highly rated for Culture….Overall Rating3.94.1Work/life balance3.53.8Compensation and benefits7 more rows

Which salary account is best in HDFC?

HDFC Bank offers several types of Salary Accounts suited for different sectors and needs.Premium Salary Account: For select corporates as priority service. … Regular Salary Account: Debit card hero! … Defense Salary Account: Especially made for defense personnel. … Classic Salary Account: Comes with better security features.More items…

Can I have 2 current accounts?

A lot of people seem to think you can only have one bank account at a time. But you can actually have multiple current accounts with various banks. Having more than one bank account should not affect your credit score, unless you try to open loads of new ones in a very short space of time.

Is Axis Bank good for salary account?

The special employee delights and added benefits are what makes Axis Bank Salary Accounts the best in class. Benefits ranging from Senior ID cards for senior citizens, domestic travel plans and higher interests to dining delights, cashback on movie tickets, etc. are provided to different salary bank accounts.

How many bank accounts should a person have?

Everyone needs at least one checking account and should consider one savings account too. Couples often maintain a joint checking and savings account for the family’s finances — mortgage payments on one hand, and the emergency fund on the other — while maintaining a separate checking account for personal expenses.

Is it smart to have two bank accounts?

Depending on your financial goals, you may find that it makes sense to have more than one bank account. Having multiple bank accounts can make it possible for you to have consistent access to the cash you need for everyday expenses while enjoying the best interest rates available in the marketplace.

Is Citibank a good bank?

As big banks, Citibank and Chase have to maintain the big costs of having thousands of branches, ATMs and employees. While this makes for a good physical banking experience, both banks’ interest rates take a hit as a result. … While both banks have lower interest rates, Citibank does offer slightly higher rates.

Which bank credit card is best?

Best Credit Cards Based on Top CategoriesCredit CardBest ForIndianOil Citi Platinum Credit CardFuelAxis Bank Neo Credit CardCashback, Hotel, MoviesHDFC Bank Diners ClubMiles CardLounge AccessCiti Rewards Credit CardRewards9 more rows

Is Credit Card good or bad?

Credit cards are neither good nor bad. They are financial tools that must be used with care. Cards can help or hurt your finances if you don’t use them responsibly. … At the same time, credit cards used properly offer a convenient payment method that can build credit and earn rewards for users.

Is Standard Chartered good for salary account?

Standard Chartered Bank has a very good app and i am using this account more than 9 years. This is a salary comes savings account so need to maintain minimum balance and the customer service is very very good.

Which credit card is best 2020?

The Best Credit Cards of 2020Blue Cash Preferred® Card from American Express: Best Cash Back Card.Citi® Double Cash Card: Best No Annual Fee Card.Chase Sapphire Preferred® Card: Best All Around Travel Rewards Card.The Blue Business® Plus Credit Card from American Express: Best Business Credit Card.More items…•

Which is best credit card in SBI?

Other Popular SBI Credit Cards in India for 2020Credit CardAnnual Fee (in Rs.)Best Suited ForAir India SBI Platinum Credit Card1,499TravelSBI StyleUp Contactless Card499ShoppingYatra SBI Card499TravelClub Vistara SBI Card PRIME2,999Travel & Rewards1 more row

Is it worth having 2 bank accounts?

Pros of having multiple bank accounts: Not every bank account is created equal. Savings accounts maximise the interest you earn when you put away your cash, while transaction accounts offer easy and convenient access to your everyday funds.

Why is Citibank better than other banks?

As a large bank with more than 1,300 branches and almost 6,500 ATMs in the U.S., Citibank offers convenient access to your money. Though it is not the best fit for customers who can’t meet the minimum balance requirements to waive fees, it is best for those who: Prefer access to bank branches and ATMs.

How bad is Citibank?

Citibank has a bit of a stained reputation, with an F rating from the BBB and over 500 complaints about their personal loans with the Consumer Financial Protection Bureau. You should take time to look through some user reviews and weigh them against Citi’s good personal loan terms before applying.

Is Citi Bank in Trouble?

Federal banking regulators on Wednesday fined Citigroup Inc. C 2.52% $400 million and ordered the nation’s third-largest bank to fix its risk-management systems, citing “significant ongoing deficiencies.”

What kind of bank is Citibank?

Citibank (styled as citibank) is the consumer division of financial services multinational Citigroup. Citibank was founded in 1812 as the City Bank of New York, and later became First National City Bank of New York.