- What is the highest credit limit on a Discover Card?
- What is the average credit limit on a Discover it card?
- Is Discover card bad?
- Is Discover secure?
- Is discover better than Capital One?
- Is it worth getting a Discover card?
- Is discover good with disputes?
- How do I unlock my Discover card?
- Is Discover or American Express better?
- What is the best Discover credit card?
- How do I report a Discover transaction?
- Does Discover Card call you?
- How do I report phishing to Discover card?
- Is discover a good bank?
- What is the minimum credit score for Discover Card?
What is the highest credit limit on a Discover Card?
Discover does not disclose a maximum credit limit, but there are reports of some cardholders receiving credit limits between $10,000 and $20,000.
As with all credit cards, an applicant will need to exceed the Discover it Cash Back card’s approval requirements in order to get a credit limit above the minimum..
What is the average credit limit on a Discover it card?
around $3,000In general, the average Discover it® cardholder received an initial limit of around $3,000, with higher limits going to those with exceptional credit and/or particularly high incomes.
Is Discover card bad?
Discover is a good credit card company because there are Discover cards for people of all credit levels, and all of them have $0 annual fees and $0 foreign transaction fees. … Discover has cards for people of all credit levels, from bad to excellent. Discover cards do not charge annual fees or foreign transaction fees.
Is Discover secure?
If you’re looking for a secured credit card to build good credit habits and boost your credit score, consider the Discover it Secured card. With no annual fee, it offers valuable cash back rewards and a lucrative bonus for new cardmembers.
Is discover better than Capital One?
Although the Discover it® Miles offers a slightly lower flat rewards rate than the Capital One® Venture® Rewards Credit Card, Discover will match all of the miles you earned at the end of your first year of card membership. … Plus, cardholders earn 1.25 Miles per dollar on every purchase, every day.
Is it worth getting a Discover card?
The Discover it® Cash Back features a high cash-back rate in rotating quarterly categories — but you don’t get those rewards automatically, activation is required and spending caps apply. Even so, for people who prefer cash back and don’t mind putting in a little work, this $0-annual-fee card is well worth it.
Is discover good with disputes?
As soon as you submit your dispute, Discover will start investigating the charge as well as your claims. Discover will have 90 days, by law, to resolve your dispute, but most disputes are resolved within 30-60 days. … If Discover decides that your dispute is valid, you’ll receive a credit on your statement.
How do I unlock my Discover card?
If you receive this message, you will not be able to access your account until the following day. If you need immediate assistance, please contact Customer Service at 1-800-DISCOVER (1-800-347-2683) and ask for a password reset.
Is Discover or American Express better?
American Express, though more richly valued than Discover, is probably the better credit card company. Amex cards usually provide better benefits and have a better reputation imo.
What is the best Discover credit card?
NerdWallet’s Best Discover Credit Cards of January 2021Discover it® Cash Back: Best for Cash back.Discover it® chrome: Best for Cash back.Discover it® Miles: Best for Travel.Discover it® Balance Transfer (No longer in market): Best for Balance transfers.More items…•
How do I report a Discover transaction?
To get more details, select the transaction. To dispute the transaction, select the “Dispute Charge” link. You can also dispute a charge by contacting Customer Service at 1-800-DISCOVER (1-800-347-2683) or by sending a letter to P.O. Box 30945, Salt Lake City, UT 84130-0945.
Does Discover Card call you?
Call the Card Issuer For example, to report fraudulent activity, Discover cardmembers would call 1-866-240-7938 to talk with a credit card fraud specialist, or could also call the Customer Service number on the back of their credit card.
How do I report phishing to Discover card?
Worried You’ve Been Phished? Take Action.If you suspect that you have received a phishing or fraudulent email, forward it to firstname.lastname@example.org.If you interacted with the email and believe your account security has been compromised, please call 1-800-DISCOVER (1-800-347-2683) immediately.More items…
Is discover a good bank?
There are no fees for account maintenance, ordering checks, In-network ATM use, online bill pay or replacement debit cards. Discover checking accounts have no minimum balance requirements or activity requirements. Overall, Discover offers one of the best checking accounts around.
What is the minimum credit score for Discover Card?
a 700+You need a 700+ credit score to get most Discover credit cards, but there’s no minimum credit score needed for three Discover cards. You can get the Discover it® Secured Credit Card with a bad credit score (below 670).