How Does The Walmart Money Card Work?

Is Walmart Money Card a credit card?

The Walmart MoneyCard is a debit card that requires no bank account or credit check and so avoids overdraft fees.

Available in either Visa or MasterCard versions, the card can be used not only at Walmart but at any retailer that accepts Visa or MasterCard..

How do I use my Walmart Money Card?

Use your personalized card at a bank teller to withdraw cash. Limits and fees apply. You can withdraw cash from your card at any Walmart register or MoneyCenter. This service is free for the Walmart MoneyCard product with Cash-Back Rewards.

What bank does the Walmart Money Card Use?

Green Dot BankWith the Walmart MoneyCard your money is handled by a major bank, Green Dot Bank.

What are the disadvantages of prepaid cards?

Prepaid cards can get expensive because the card issuer has great latitude over fees charges to activate the card. Some not only charge an activation fee but also charge a fee with every use of the card. Other types of fees that may be charged are when you: * use an ATM machine.

Can I use my Walmart card without the card?

Adrian Kaplan, Member. Yes, you can use your Walmart credit card without the card, as long as you’ve got either a temporary card number or the Walmart app loaded with your card info. You cannot, however, ask a representative to look up your account in a Walmart.

How much money can you withdraw from Walmart Money Card?

For security reasons, we may limit the amount, number, and type of transactions you can make on your Card and any funding or reload of your Card. You may only withdraw up to $500 from an ATM in a single day and $400 per teller transaction at a participating bank, unless otherwise indicated.

How can I turn my prepaid card into cash?

How to convert Visa gift cards to cashUse your Visa gift card to buy other merchants’ gift cards. … Add it to your PayPal wallet. … Add it to your Venmo account. … Pay your bills with your Visa gift card. … Go to a Gift Card Exchange Kiosk to trade it in. … Sell your Visa gift card through an app. … Convert your Visa gift card to cash by selling it to a website.More items…•

Where can I withdraw money from my Walmart card for free?

There are 4 ways to access cash:Option 1: At any Walmart or Sam’s Club. Withdraw cash for free* at any checkout register. … Option 2: Cash back on purchases. When making a purchase at any participating merchant it’s free* to get “cash back” at the same. … Option 3: Money Network® Check. … Option 4: ATM.

How do you remove a security block from a Walmart Money Card?

Method #1 Use the Walmart MoneyCard Mobile AppInstall the Walmart MoneyCard app on your mobile if you haven’t already.Log in to your account using the required login credentials.Now, navigate to the Card Lock/Unlock settings.Next, tap on the Card Lock/Card Unlock option to turn it off.More items…

Can you overdraft a Walmart Money Card?

The Walmart MoneyCard* is a reloadable prepaid Visa debit card that only costs $3 to purchase, does not require a bank account or credit check, and never has overdraft fees.

Why is my Walmart money card being declined?

Customers are declined when their identity cannot be verified based on the information your client provided. An email notification will be sent to taxpayers that have been declined for the Walmart MoneyCard if an email address was provided.

How does a money card work?

A prepaid debit card is an alternative banking card that only lets you spend the money you load onto the card. Like a debit card, a prepaid card works at any merchant that accepts its payment network, such as Visa or Mastercard. It’s safer and more convenient than using cash.

Is the Walmart Money Card good?

The Walmart Money Card is one of the best debit cards around. It is easy to reload and you can use this card anywhere. When going to the ATM it is easy to retrieve cash. The card is secure and the customer service is great.

How much is the Walmart Money Card monthly fee?

Walmart MoneyCard Fees Issuance fee: $3.00. Reload fee: $3.00 (free with direct deposit and Walmart Check Cashing, but check cashing fees may apply) Monthly maintenance fee: $3.00.

Can you transfer money from Walmart card to Walmart card?

Kendall Morris, Credit Cards Moderator At this time, you can only receive money on your Walmart MoneyCard from another bank account. You can only transfer money from a Walmart MoneyCard to another Walmart MoneyCard.